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{"id":2199,"date":"2023-10-04T20:24:04","date_gmt":"2023-10-04T20:24:04","guid":{"rendered":"https:\/\/illinois.enteratemedicare.com\/?p=2199"},"modified":"2024-08-12T21:29:31","modified_gmt":"2024-08-12T21:29:31","slug":"10-cosas-que-necesita-saber-sobre-medicare-advantage","status":"publish","type":"post","link":"https:\/\/illinois.enteratemedicare.com\/10-cosas-que-necesita-saber-sobre-medicare-advantage\/","title":{"rendered":"10 Cosas que Necesita Saber Sobre Medicare Advantage"},"content":{"rendered":"\n

Explorar el mundo de la atenci\u00f3n m\u00e9dica puede ser una tarea agotadora, particularmente, en lo que respecta a Medicare. Si bien Medicare Original ofrece cobertura completa para personas mayores, muchas personas en Illinois buscan planes Medicare Advantage (MA) para mejorar sus beneficios de atenci\u00f3n m\u00e9dica.<\/p>\n\n\n\n

Si est\u00e1 considerando registrarse en un plan Medicare Advantage en Illinois<\/a>, ha venido al lugar correcto. En este art\u00edculo, lo guiaremos a trav\u00e9s de las diez cosas importantes que necesita saber sobre Medicare Advantage para tomar una decisi\u00f3n informada.<\/p>\n\n\n\n

\u00bfQu\u00e9 es la Ventaja de Medicare?<\/strong><\/h2>\n\n\n\n

El beneficio de atenci\u00f3n m\u00e9dica federal, com\u00fanmente conocido como “Parte C”, es una opci\u00f3n a diferencia de la atenci\u00f3n m\u00e9dica gubernamental \u00fanica (Secci\u00f3n y Parte B) que ofrecen las compa\u00f1\u00edas de seguros privadas. Estos planes cubren todos los beneficios de Medicare Original y, a menudo, incluyen beneficios adicionales, como cobertura de medicamentos recetados, cobertura dental, oftalmol\u00f3gica y programas de acondicionamiento f\u00edsico.<\/p>\n\n\n\n

1. Variedad de Planes<\/strong><\/h2>\n\n\n\n

Medicare Advantage ofrece varios planes, incluidas Asociaciones de Apoyo al Bienestar (HMO), Asociaciones de Proveedores Favoritos (PPO), planes de Cargo Confidencial por Administraci\u00f3n (PFFS) y Planes de Necesidades Extraordinarias (SNP). Cada tipo de plan tiene sus caracter\u00edsticas, precios y l\u00edmites de red \u00fanicos, por lo que es importante elegir uno que se ajuste a sus necesidades.<\/p>\n\n\n\n

2. Cobertura de Medicamentos Recetados<\/strong><\/h2>\n\n\n\n

La mayor\u00eda de los planes Medicare Advantage en Illinois incluyen cobertura de medicamentos recetados, conocida como Medicare Parte D<\/a>. Es fundamental revisar la lista de cada plan para asegurarse de que ofrezca los medicamentos que necesita a un costo razonable.<\/p>\n\n\n\n

3. Per\u00edodo de Inscripci\u00f3n Anual<\/strong><\/h2>\n\n\n\n

El Per\u00edodo de Inscripci\u00f3n Anual (AEP) para Medicare Advantage en Illinois generalmente se extiende del 15 de octubre al 7 de diciembre. Durante este tiempo, puede cambiar, inscribirse o cancelar su inscripci\u00f3n en las opciones de Medicare Advantage. Es una excelente oportunidad para revisar su contenido y realizar los cambios necesarios.<\/p>\n\n\n\n

4. Desembolso M\u00e1ximo<\/strong><\/h2>\n\n\n\n

Los planes federales de beneficios de atenci\u00f3n m\u00e9dica tienen un m\u00e1ximo personal que limita la cantidad que puede gastar en servicios de atenci\u00f3n m\u00e9dica aprobados cada a\u00f1o. Una vez que alcance este l\u00edmite, el plan cubrir\u00e1 todos los costos adicionales durante el resto del a\u00f1o, brindando seguridad financiera.<\/p>\n\n\n\n

5. Beneficios Adicionales<\/strong><\/h2>\n\n\n\n

Numerosos planes de beneficios de seguro m\u00e9dico federal ofrecen beneficios adicionales no cubiertos por la atenci\u00f3n m\u00e9dica del Gobierno \u00danico, como programas dentales, oftalmol\u00f3gicos, aud\u00edfonos y ejercicios. Estos beneficios adicionales pueden mejorar su salud general y reducir los costos de bolsillo.<\/p>\n\n\n\n\n\t\t\t\t\t\t\n\t\t\t\t\t\tMadicare Advantage en Illinois<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\n\n\n

<\/p>\n\n\n\n

6. Opciones de M\u00e9dicos y Hospitales<\/strong><\/h2>\n\n\n\n

Antes de registrarse en un plan Medicare Advantage, es importante verificar si los m\u00e9dicos y hospitales elegidos est\u00e1n en la red del plan. Si sus proveedores de atenci\u00f3n m\u00e9dica est\u00e1n fuera de la red, es posible que enfrente costos m\u00e1s altos o necesite cambiar a proveedores dentro de la red.<\/p>\n\n\n\n

7. Calificaciones de Planes<\/strong><\/h2>\n\n\n\n

Los Centros de Servicios de Medicare<\/a> y Medicaid (CMS) revisan los planes de beneficios de Medicare en vista de un sistema de calificaci\u00f3n de estrellas. Estas puntuaciones consideran aspectos como la felicidad del cliente, el \u00e9xito del plan y los resultados de salud. Elegir un plan altamente calificado puede brindarle tranquilidad con respecto al nivel de atenci\u00f3n que recibir\u00e1.<\/p>\n\n\n\n

8. Cobertura Integral<\/strong><\/h2>\n\n\n\n

Medicare cubre una amplia gama de servicios m\u00e9dicos, incluidas estad\u00edas en el hospital, visitas al m\u00e9dico, atenci\u00f3n preventiva y m\u00e1s. Este completo llenado garantiza que los usuarios tengan acceso a importantes servicios de salud.<\/p>\n\n\n\n

9. Seguridad Financiera<\/strong><\/h2>\n\n\n\n

Medicare brinda seguridad financiera a los usuarios al reducir sus costos de bolsillo. Si bien existen reglas de costos compartidos, como deducibles y copagos, generalmente son m\u00e1s baratos de lo que las personas pagar\u00edan sin seguro.<\/p>\n\n\n\n

10. Previene la Quiebra por Costos M\u00e9dicos<\/strong><\/h2>\n\n\n\n

Uno de los beneficios importantes de Medicare es que ayuda a proteger a las personas de las deudas m\u00e9dicas al reducir la carga financiera de los costos de atenci\u00f3n m\u00e9dica, lo que lo convierte en una red de seguridad crucial para las personas mayores.<\/p>\n\n\n\n

La Oferta de Medicare en Ent\u00e9rate<\/strong><\/h2>\n\n\n\n

Los planes Medicare Advantage ofrecen una alternativa \u00fatil a Medicare Original para personas mayores en Enterate Medicare Illinois<\/strong><\/a>, ofreciendo beneficios adicionales y opciones de cobertura. Sin embargo, elegir el plan adecuado requiere una cuidadosa consideraci\u00f3n de sus necesidades de atenci\u00f3n m\u00e9dica, sus finanzas y los m\u00e9dicos elegidos. Al conocer estos diez aspectos clave de Medicare Advantage, podr\u00e1 tomar una decisi\u00f3n informada que le garantice recibir la cobertura de atenci\u00f3n m\u00e9dica que se merece.<\/p>\n","protected":false},"excerpt":{"rendered":"

Explorar el mundo de la atenci\u00f3n m\u00e9dica puede ser una tarea agotadora, particularmente, en lo que respecta a Medicare. Si bien Medicare Original ofrece cobertura completa para personas mayores, muchas personas en Illinois buscan planes Medicare Advantage (MA) para mejorar sus beneficios de atenci\u00f3n m\u00e9dica. Si est\u00e1 considerando registrarse en un plan Medicare Advantage en […]<\/p>\n","protected":false},"author":2,"featured_media":2200,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","om_disable_all_campaigns":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-2199","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"\n10 Cosas que Necesita Saber Sobre Medicare Advantage | Illinois - Ent\u00e9rate Medicare<\/title>\n<meta name=\"description\" content=\"Resumen de los aspectos m\u00e1s importantes de Medicare Advantage, incluyendo cobertura, beneficios, costos, y c\u00f3mo elegir el plan adecuado para sus necesidades.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/illinois.enteratemedicare.com\/10-cosas-que-necesita-saber-sobre-medicare-advantage\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"10 Cosas que Necesita Saber Sobre Medicare Advantage | Illinois - Ent\u00e9rate Medicare\" \/>\n<meta property=\"og:description\" content=\"Resumen de los aspectos m\u00e1s importantes de Medicare Advantage, incluyendo cobertura, beneficios, costos, y c\u00f3mo elegir el plan adecuado para sus necesidades.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/illinois.enteratemedicare.com\/10-cosas-que-necesita-saber-sobre-medicare-advantage\/\" \/>\n<meta property=\"og:site_name\" content=\"Seguro Medicare Advantage en Illinois | Planes De Medicare En Illinois | Parte A, B, C Medicare en Illinois | Illinois - Ent\u00e9rate Medicare\" \/>\n<meta property=\"article:published_time\" content=\"2023-10-04T20:24:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-08-12T21:29:31+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/illinois.enteratemedicare.com\/wp-content\/uploads\/2023\/10\/enterate_illinois-5.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1100\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Vincent\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Vincent\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/illinois.enteratemedicare.com\/10-cosas-que-necesita-saber-sobre-medicare-advantage\/\",\"url\":\"https:\/\/illinois.enteratemedicare.com\/10-cosas-que-necesita-saber-sobre-medicare-advantage\/\",\"name\":\"10 Cosas que Necesita Saber Sobre Medicare Advantage | Illinois - 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